Send money to a mobile phone

With Western Union, sending money to a loved one’s mobile phone is quick and easy. Find out more about how to send money to a mobile number today.

Send money

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We at Western Union know that it is not always possible to collect the money at one of our agencies, and that another payment method may be preferable.

An increasingly popular method is to send money directly to a mobile phone. Whether it is for a birthday present or to help cover an urgent bill, it is easy to send money with Western Union, using your loved one’s phone number.

Here is everything you need to know about the best methods for sending money by phone.

Send money using a mobile phone number

With Western Union, you can send money to your loved one’s phone using their mobile phone number.

Western Union sends money to a mobile phone through a mobile wallet¹, linked to the phone number of your loved ones.

To make sure you transfer money to the desired recipient, make sure you enter the correct phone number. Using this method, you can easily track the money transfer, and the recipient will receive a confirmation SMS as soon as they receive the money.

Send money to a mobile wallet

How to send money to a mobile wallet

If your loved ones live in one of the countries where we offer this service, you can send money directly to their mobile phone. Just make sure that the recipient has activated the mobile wallet¹ with one of our partner mobile phone operators in their country of residence.

Start on our website or download the Western Union app to register, create your free profile, and log in.
Next, enter the amount and choose the country where your loved ones are located. To send money to a mobile phone, select the Mobile Wallet¹ payment option.
Select one of our fully reliable payment methods, and then choose whether you prefer to pay with your credit or debit² card, or by bank transfer.
Finally, type in the recipient’s details, including his or her telephone number and the mobile operator¹ providing the mobile wallet service.

Once the transfer has been processed, you will receive a payment confirmation message containing the tracking number (MTCN), which you and the recipient can use to track the progress of the transfer. You will receive another confirmation message as soon as the money has been delivered to the recipient.

Send money to a phone, in special moments

Whatever occasion your loved ones are celebrating, be it a wedding, a birthday, a business opportunity, or if they simply need a little support, being able to send money to a phone number allows you to send your gift with ease.

Register to send money today

Quick and easy registration

It’s easy to sign up and start using our money transfer services to send money to a mobile phone.

Pay as you wish

Choose the payment method best suited to you for sending money to a mobile phone: bank transfer, credit card² or debit card.

Real-time tracking

Easily track your transfer your money transfer to a mobile number, using our website, our app and your MTCN.

Committed to safety

Our encryption and fraud prevention measures help protect your Western Union money transfers.

FAQ on how to send money to a mobile phone

To which countries can I send money via a mobile phone?

You can only send money to mobile phones belonging to Western Union’s partner mobile phone operators.

Western Union offers convenient mobile money transfers to numerous countries, from Madagascar to India to Nepal. If you are looking to send money to a mobile phone, consult the send money form, select the recipient’s country, and look for the mobile wallet icon.

How reliable is it to send money to a mobile phone?

At Western Union, providing a reliable transfer service is among our priorities.

Senders must provide their personal identification data. Transactions must comply with the regulations of the sending and receiving countries. In addition, telephone operators are obliged to protect their customers’ mobile wallets¹ by PIN and other security methods. For more information, you can check directly with your service provider.

If your mobile phone is lost or stolen, your loved ones should block or suspend their mobile wallet account by contacting their mobile operator.

Does the sender have to have a mobile phone?

Here at Western Union, providing a reliable money transfer service is among our top priorities.

Senders must provide their personal identification data. And transactions must comply with the regulations of both the sending and receiving country.

In what currency are the beneficiaries of the transfer paid?

Beneficiaries will be paid in the local currency of their country.

¹ Funds will be paid to the recipient’s mWallet account provider for credit to the account linked to the recipient’s mobile phone number. Additional third party charges may apply, including SMS and account over limit and withdrawal charges. Funds availability is subject to terms and conditions of service. See Mobile Form for restrictions.

² If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.